At SBBMI (Small Business Benefits of Michigan), we know how challenging it can be for organizations to keep up with rising healthcare costs. Year after year, many employers face 10–15% increases in premiums, forcing difficult choices that impact both budgets and employees. Our mission is to partner with businesses and nonprofits to evaluate their benefit options and explore strategies that can help control costs—without sacrificing the quality of coverage employees deserve.

What sets SBBMI apart is our hands-on approach. We don’t just deliver proposals; we sit down with every employee individually to ensure they understand their options, feel confident in their plan selection, and know exactly what is covered. Just as important, we remain the primary point of contact for insurance-related questions throughout the year. This takes the pressure off HR teams, who often become overwhelmed by managing benefit questions, and gives employees direct access to the support they need.

With Open Enrollment right around the corner, now is the ideal time to begin planning for 2026. If your organization is ready to explore alternatives to the traditional “15% increase” model, let’s have a conversation about what’s possible.

👉 Reach out to Tom Snikkers at SBBMI to learn more:
📧 tom@sbbmi.com
📞 616-560-8994